ITEM	MILLERSVILLE	AIFS GRANADA, SPAIN
Tuition & Fees (In-state)	$6,128 (15 credits)	$10,995 (15 credits)
On-Campus Housing (Double Suite)	$4,040	Included (Homestay)
On-Campus Meal Plan (Default)	$2,100	Included (3 Meals a day)
Books & Supplies	$500 (estimated)	$250 (estimated)
Personal Expenses	$500 (estimated)	$500 (estimated)
Transportation	$400 (estimated)	$1,200 (flight) $300 local transportation (estimated)
Immigration	N/A	$145 (passport) $160 (visa)
Other		Included: Cultural activities, excursions, insurance
TOTAL:	$13,668	$13,250

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Budget Worksheet

The Budget Worksheet a financial planning tool that students can use as they research and compare programs. The worksheet includes an itemized breakdown of tuition, fees, housing, meals, and other expenses. 

Budget Worksheet

Notes for completing the Budget Worksheet:

• Keep a copy of the completed worksheet, as you will need to bring a copy to any study abroad meeting you have with IPS and the Office of Financial Aid.
• Research what is included in larger charges. For example, in some affiliated programs the "program charge" or "program fee" may include airport pickup and activities. 
• If meals are included, be sure to check to see if you are covered over the weekends. Participants are not typically provided meals when doing personal travel so make sure you budget for your day/weekend getaways. 
• While students can purchase single-direction flights, you should include the total cost of airfare on the worksheet.

TIP: Meet with your Peer Mentor to check over your worksheet. Your Peer Mentor will file a copy on your application. 

Financial Resources:

Though the worksheet guides you in estimating certain costs, you can find additional information in the resources below. Study abroad requires participants to plan for both academic costs and personal activity expenses. IPS staff does not provide estimated costs for additional personal travel and activities. Traveling around while you are already abroad is an additional expense for which you must also plan for realistically. Always keep your additional travel plans in financial perspective. It is also important to keep in mind the differences between cost of living and currency exchange rates when compared to living in Millersville, PA. For example, living in a large city like New York City or Paris will be more expensive than living in Millersville or other areas of the world where cost of living may be less. 

Exchange Rates (View current and historical exchanges rates.)
Kayak Flight Search (Estimate costs of flights.)
CIBT Visa Services (Can estimate cost of visa and visa services. Embassy and consulate websites provide the exact costs.)
Budget Your Trip (General cost-of-living estimates)
Date Calculator (Used to calculate the # of weeks you will be abroad which can be used to estimate some categories.)

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Using Financial Aid

Millersville University students are able to use their financial aid towards their study abroad experience depending on a few factors such as term, length of program, and credit earned. The Office of International Programs & Services (IPS) recommends that you make an appointment with the Office of Financial Aid to discuss your specific financial situation, regardless if you plan to use federal or state aid towards your program. 

Complete a Budget Worksheet and review the Financial Policies and the suggested questions below prior to your meeting with the Financial Aid Office. 

• How much is your current aid? Is that expected to be the same next year?
• How much can be applied to study abroad?
• How much will financial aid cover towards your total expenses?
• When will your financial aid get disbursed? (Before you leave, or after you are already in-country?)
• How much will you need to save out-of-pocket?
• How much money will you need up-front vs. at a later date?
• Is study abroad affordable for you now, vs. a later term?

Note: Occasionally when students do not meet with the Financial Aid Office, they are forced to withdraw or defer when they realize they cannot afford to participate. DO YOUR FINANCIAL PLANNING BEFORE YOU APPLY TO STUDY ABROAD! 

Financial Aid Study Abroad Financial Checklist

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Scholarships

If you are interested in applying to National/State scholarships, government or other organizational scholarships, they typically have an earlier deadline than the deadline to apply for study abroad through Millersville. You must start your scholarship research and applications early. It is recommended that you begin researching scholarships at the same time you are researching programs.

Check out the following web page to get you started: Scholarships

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