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Insurance


International health insurance coverage is mandatory for all students travelers participating on MU-related insurance travel.​

International Health Insurance​

Information on the new insurance plan coming soon. ​

Affiliated Organization Insurance​

If you are participating on a study abroad program through one of the approved study abroad vendors (AIFS, API, ISA, Global Experiences), you are not required to purchase additional insurance through the IPS-recommended provider.

As you review your health insurance plan check to see if you have the following coverage:
  • Are you covered as you travel outside your host location? (Ex. Study in Germany but you may travel to other European countries while you are abroad)​
  • Are you covered if you arrive early or stay beyond the program dates for personal travel?
  • Does the plan have the following?
    • Emergency medical evaluation
    • Political/Natural disaster evacuation
    • Repatriation of remains
    • Accidental death and dismemberment
    • Dental coverage
    • Mental health coverage
  • What are the coverage limits?
  • What is the deductible on the plan?
  • Are pre-existing conditions included?

Requirements for Health Insurance​ Abroad

There are certain countries with national healthcare systems which require those with a student visa or immigration status to be enrolled in the country's healthcare plan. Additionally, there may be host universities with specific health insurance requirements. These plans typically do NOT cover you while you travel to/from and outside your host location.

Additionally, these plans typically do NOT include coverage which IPS deems necessary for study abroad participants. Participants may be required to purchase insurance in the host country to meet their legal requirements in addition to purchasing insurance through the IPS-recommended provider to meet the international health and travel coverage requirements.

International insurance coverage should include:
  • Coverage limit at least $250,000
  • Emergency medical evaluation
  • Political/Natural disaster evacuation
  • Repatriation of remains
  • Accidental death and dismemberment